Posts

Showing posts with the label Basic concept of Insurance

Featured Post

Discover the requirements to secure a guaranteed Rs. 1 crore payout after 25 years, inclusive of life insurance coverage reaching Rs. 1.5 crore and disability protection up to Rs. 60 lakh throughout the 25-year policy term. Find all the essential details below.

By
Image
  A 33-year-old mother seeks a 15-year premium plan to secure a tax-free, guaranteed Rs. 1 crore for her 1-year-old son's future after 25 years. This policy includes full life and disability protection. Discover how annual premiums of Rs. 1 lakh to Rs. 2.5 lakh impact benefits and how riders can increase life cover to Rs. 1.5 crore and disability protection to Rs. 60 lakh. Policy Details: Name of the policy HDFC Life Click 2 Achieve Plan option Dream Achiever Benefit Chosen Lumpsum Age of the policyholder 33 years Policy term 25 years Premium payment term 15 years Rider selected Live well rider (PAC - double benefit) Option -1, If the base premium of the policy is Rs. 1 lakh per year: Base plan premium @ Rs. 1.00000 Lakh per year Ride premium         @ Rs.      4055 per year Total premium         @ Rs. 1.04055 Lakh per year Policy  issue date (for example) 01-06-2026 Payout date 01-06-2051 (after 25 years) Tax-free and gua...
Post a Comment
Read more

IC-38 Exam 2026, conducted by the Insurance Institute of India (III). Read this Information and Study material (IRDAI - Common chapter No.1) for becoming an insurance agent, insurance advisor, financial consultant, or financial advisor.

By
Image
  **IC-38 Examination Overview:** The IC-38 2026 syllabus for insurance agents, regulated by IRDAI and conducted by the Insurance Institute of India, comprises 21 chapters divided into Common, Life, and Health Insurance sections. A minimum score of 35% (18/50) is required to pass. **Exam Details:** **Total Questions:** 50 MCQs   **Total Marks:** 50 (1 mark each)   **Passing Marks:** 18/50 (35%)   **Negative Marking:** None   **Duration:** Typically 1 hour (varies by centre)   **Important Rules:** 1. Report to the test centre 15-20 minutes early. 2. Latecomers (10-15 minutes after) will only get the remaining time. 3. Only candidates are allowed inside the test centre. 4. Bring at least one valid photo ID (e.g., PAN, Passport, Aadhar) or face disqualification. 5. Photo and signature will be verified against "iiiexams.org." 6. Only basic portable calculators allowed; no scientific or financial calculators. 7. Unauthorized items (phone...
Post a Comment
Read more

Popular posts from this blog