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Discover the requirements to secure a guaranteed Rs. 1 crore payout after 25 years, inclusive of life insurance coverage reaching Rs. 1.5 crore and disability protection up to Rs. 60 lakh throughout the 25-year policy term. Find all the essential details below.

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  A 33-year-old mother seeks a 15-year premium plan to secure a tax-free, guaranteed Rs. 1 crore for her 1-year-old son's future after 25 years. This policy includes full life and disability protection. Discover how annual premiums of Rs. 1 lakh to Rs. 2.5 lakh impact benefits and how riders can increase life cover to Rs. 1.5 crore and disability protection to Rs. 60 lakh. Policy Details: Name of the policy HDFC Life Click 2 Achieve Plan option Dream Achiever Benefit Chosen Lumpsum Age of the policyholder 33 years Policy term 25 years Premium payment term 15 years Rider selected Live well rider (PAC - double benefit) Option -1, If the base premium of the policy is Rs. 1 lakh per year: Base plan premium @ Rs. 1.00000 Lakh per year Ride premium         @ Rs.      4055 per year Total premium         @ Rs. 1.04055 Lakh per year Policy  issue date (for example) 01-06-2026 Payout date 01-06-2051 (after 25 years) Tax-free and gua...
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Get Self Life cover 1 crore + Spouse Life cover 50 lakh + Disability cover (1.2 crore) + Return of all premiums + Annual medical benefits upto Rs. 63000 + Free consultation and customization from a highly qualified, Government-certified IC-38 exam passed with 86% and authorized HDFC life insurance advisor (Arvind Kumar) on his WhatsApp number 91 9899423601. Get illustration here:

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  Protection plan details: Name of the plan HDFC Life Click 2 Protect Supreme Plus Age of the policyholder 26 years (Male) Age of the spouse  24 years (Female) Policy Term 40 years Premium Payment Term 25 years Mode of premium payment Annual Annual premium for the base plan: Amount of Premium per year: Rs. 25122 First premium after discount: Rs. 22610 Note: GST (Goods and Services Tax) is not applicable on the premium. Cost for Accidental Disability Rider (Income Benefit):  Rs. 3,409 annually. Recommendation: While this rider is optional, I strongly advise policyholders to include it. The advantage is significant: it provides substantial additional financial security in the event of accidental total permanent disability. Benefits illustration: The sum assured on death at the inception of the policy =1.50 crores Rs 1 crore (main Policy holder) Rs. 50 lakh ( spouse) Return of the premium benefit Rs. 6,25,538 Income benefits on the accidental disability rider The 1% of the s...
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