Option-1 HDFC Life Systematic Pension Plan: HDFC Life Systematic Pension Plan serves as a low-risk option for seniors to consolidate savings with an entry age of 73. The plan offers a 4% p.a. compounded Minimum Assured Benefit at vesting, providing a floor for capital accumulation. Policyholders benefit from participating profits including annual Compounded Reversionary Bonuses and potential Terminal Bonuses at vesting. Nominees are protected by a death benefit that is the higher of 101% of total premiums plus bonuses or 105% of all total premiums paid. Premium payment options include Single Pay or Limited Pay (2 to 12 years), with payouts structured as a life annuity upon vesting. Illustration: Policy details: Bonus type Reversionary bonus Age of the policy holder 73 years Policy Term  5 years Premium Payment Term  Single pay Premium amount  Rs.10 Lakh (one time payment) Vesting age  78 years Benefits: Sum assured on death at inception of the policy year to 4th poli...

  Option -1  Get more than Rs. 25 lakh tax-free and guaranteed corpus along with life cover, accidental death and disability cover.  Policy details: Name of the plan HDFC Life Sanchay Plus Policy option Guaranteed Maturity Age of the policyholder  33 years Policy Term  25 years Premium Paying Term 15 years Amount of annual Installment premium Rs. 50,000 per year  Annual premium for LiveWell rider (PAC - Double Benefit) Note: It is an optional rider; however, it is added here to enhance the protection. Rs. 1237 per year Total premium including rider premium Rs. 50,000 + Rs. 1237 = Rs. 51,237 per year. Note: No GST (Goods and Services Tax) is applicable. Rider Sum assured for LiveWell rider (PAC - Double Benefit) Rs. 6,10,000 Guaranteed and tax-free maturity amount after 25 years: Rs. 25.42080 Lakh Guaranteed and tax-free accelerated death benefits: From beginning (1st policy year) to 9th policy year Rs. 7.5 Lakh 10th policy year to the last (25th) policy ye...

  For just @2786 per month, you can secure comprehensive life insurance coverage. Receive a plan free and customized by a government-certified and authorized HDFC Life insurance advisor, featuring death benefits, regular payouts, and a maturity corpus. Additionally, this plan protects accidental death benefits and disability cover. The proposed plan and its illustration are given below: Providing both life insurance protection and guaranteed financial returns, HDFC Life Click 2 Achieve is a non-participating, non-linked savings solution. This plan offers versatile payout structures, including lump-sum distributions, immediate income, or an escalating income option that grows by up to 10% annually. Notable advantages include potential tax benefits and a premium waiver feature that activates upon the proposer's death. Furthermore, the illustration provided below incorporates a personal accidental rider for enhanced coverage. Your policy details: Plan adopted: HDFC Life Click 2 Achiev...

    Life is more meaningful when you achieve planned milestones, but these stages bring new responsibilities and uncertainties. While many financial options exist, the security of a life insurance plan with guaranteed benefits is essential for safeguarding your family's future. HDFC Life Sanchay Plus provides these guaranteed returns for you and your loved ones. Key Plan Features: Guaranteed benefit payouts for in-force policies. Options for single pay or shorter premium terms. Deferment periods up to 10 years. Choice of lump sum or regular income payouts. Life Long Income until age 99 or Long Term Income for 25-30 years. Potential tax benefits and optional protection riders. Eligibility Criteria: Entry Age : Plan options Minimum & maximum entry age Guaranteed Income 30 days to 65 years Guaranteed Maturity 30 days to 60 years Life Long Income 50 years to 65 years Long Term Income 3 years to 60 years Age at Maturity (years): Plan options Minimum & maximum maturity age G...

  Protection plan details: Name of the plan HDFC Life Click 2 Protect Supreme Plus Age of the policyholder 26 years (Male) Age of the spouse  24 years (Female) Policy Term 40 years Premium Payment Term 25 years Mode of premium payment Annual Annual premium for the base plan: Amount of Premium per year: Rs. 25122 First premium after discount: Rs. 22610 Note: GST (Goods and Services Tax) is not applicable on the premium. Cost for Accidental Disability Rider (Income Benefit):  Rs. 3,409 annually. Recommendation: While this rider is optional, I strongly advise policyholders to include it. The advantage is significant: it provides substantial additional financial security in the event of accidental total permanent disability. Benefits illustration: The sum assured on death at the inception of the policy =1.50 crores Rs 1 crore (main Policy holder) Rs. 50 lakh ( spouse) Return of the premium benefit Rs. 6,25,538 Income benefits on the accidental disability rider The 1% of the s...

  HDFC Life click 2 Invest HDFC Life Click 2 Invest is a unit-linked, non-participating individual life insurance savings plan that offers financial protection and market-linked returns across 12 fund options. It features two Plan Options, four Death Benefit Options, and Single, Limited, or Regular premium payments. The plan offers potential tax benefits and loyalty additions to fund value.  The policyholder bears investment risk, and it has a five-year lock-in period. The plan is available online, with underwriting available on a limited or full basis, subject to conditions. Eligibility criteria: Age at entry: Classic/Classic Plus: 30 days – 65 years Classic Waiver/Classic Waiver Plus: 18 – 65 years. Age at maturity: Classic: 18 – 99 years Classic Plus: 18 – 85 years Classic Waiver/Classic Waiver Plus: 23 – 85 years Premiums: Minimum: Single: Rs. 24,000 Annual: Rs. 12,000 Half-yearly: Rs 6,000 Quarterly: Rs. 3,000 Monthly: Rs. 1,000 Maximum: No limit, subject to Underwriting....