Investment in the HDFC Life Sampoorn Nivesh Plus plan at ₹2.45 Lakh annually for 10 years. After 5 years, get tax-free returns, royalty additions, and a guaranteed tax-free life cover of a minimum of ₹24.5 Lakh along with growth based on investment performance.
A 36-year-old individual intends to invest ₹2.45 lakh annually for a 10-year Premium Payment Term in the HDFC Life Sampoorn Nivesh Plus plan, seeking the accumulated maturity value at the end of a 15-year Policy Term. This product is a unit-linked, non-participating individual life insurance savings plan, meaning that all investment risks within the portfolio are borne entirely by the policyholder. Under the selected Classic Benefit (Life Option) with the Classic Protect solution, the plan provides financial protection where the nominee receives a Death Benefit equal to the highest of the Sum Assured, the Fund Value, or 105% of the total premiums paid. The standard Sum Assured is fixed at 10 times the Annualized Premium, which equates to ₹24.5 lakh. The investment will be allocated 100% into the Discovery Fund with no Systematic Transfer Plan (STP) opted at inception. In alignment with regulatory guidelines for linked products, this policy enforces a strict 5-year lock-in period ...
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