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Discover the requirements to secure a guaranteed Rs. 1 crore payout after 25 years, inclusive of life insurance coverage reaching Rs. 1.5 crore and disability protection up to Rs. 60 lakh throughout the 25-year policy term. Find all the essential details below.

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  A 33-year-old mother seeks a 15-year premium plan to secure a tax-free, guaranteed Rs. 1 crore for her 1-year-old son's future after 25 years. This policy includes full life and disability protection. Discover how annual premiums of Rs. 1 lakh to Rs. 2.5 lakh impact benefits and how riders can increase life cover to Rs. 1.5 crore and disability protection to Rs. 60 lakh. Policy Details: Name of the policy HDFC Life Click 2 Achieve Plan option Dream Achiever Benefit Chosen Lumpsum Age of the policyholder 33 years Policy term 25 years Premium payment term 15 years Rider selected Live well rider (PAC - double benefit) Option -1, If the base premium of the policy is Rs. 1 lakh per year: Base plan premium @ Rs. 1.00000 Lakh per year Ride premium         @ Rs.      4055 per year Total premium         @ Rs. 1.04055 Lakh per year Policy  issue date (for example) 01-06-2026 Payout date 01-06-2051 (after 25 years) Tax-free and gua...
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Get Life cover + disability = 4.4 crores + return of all premiums + medical benefits up to 63k per year throughout the policy term. But how? See illustration here:

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  Discover how you can secure a combined life and disability cover of 4.4 crores. This plan includes a full return of all premiums plus annual medical benefits of up to 63k throughout the entire policy term. Learn more about how to access these benefits here: Policy details: Name of the plan HDFC Life Click 2 Protect Supreme Plus Name of the rider (It is optional) Income benefit on the accidental disability rider Age of the policyholder 37 years Policy term  33 years Premium Payment term 33 years Annual premium: Note: No GST (Goods and Services Tax) is applicable here. Base premium Rs. 96,489  Rider premium (It is optional) Rs   5,600 Total annual premium Rs. 1,12,810 First discounted premium  Rs. 1,02,089 Policy benefits: 1. Life Cover: Rs. 02 crores It is applicable since the beginning of the policy. 2. Rider Cover:  @ Rs. 2 lakh per month regularly for 10 years. = Rs. 2.4 crores. In case of Total Permanent Disability (TPD) due to an accident, the policyh...
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